Cost simulator

How much your card
really costs

Enter your habits. The simulator computes the net annual cost (fees + foreign-currency surcharges − cashback) for each card, in real time.

Your habits
1.200 €
200 €/month
150 €/month
1 /year
Card type
Best card
Beobank Visa Extra
Beobank
Net annual cost
-106 €
fees − cashback
Savings vs worst
430 €
per year
01
Beobank Visa Extra
Visa · 20 €/year+ 162 € cashback+ 36 € fees
-106 €
02
Revolut Standard
Visa · 0 €/year
0 €
03
N26 Standard
Mastercard · 0 €/year
0 €
04
Wise (multi-currency card)
Visa · 0 €/year+ 8 € fees
8 €
05
KBC Mastercard
Mastercard · 25 €/year+ 36 € fees
61 €
06
Belfius Mastercard Classic
Mastercard · 26 €/year+ 36 € fees
62 €
07
BNP Paribas Fortis Mastercard Classic
Mastercard · 27 €/year+ 36 € fees
63 €
08
ING Visa Classic
Visa · 29 €/year+ 36 € fees
65 €
09
Revolut Premium
Visa · 96 €/year+ 16 € cashback
80 €
10
N26 You
Mastercard · 119 €/year+ 16 € cashback
103 €
11
Bunq Easy Money
Mastercard · 108 €/year
108 €
12
Argenta Mastercard
Mastercard · 288 €/year+ 36 € fees
324 €

* Indicative 12-month calculation. Does not include insurance, concierge or lounge perks.

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