Cost simulator

How much your card
really costs

Enter your habits. The simulator computes the net annual cost (fees + foreign-currency surcharges − cashback) for each card, in real time.

Your habits
1.200 €
200 €/month
150 €/month
1 /year
Card type
Best card
Beobank Visa Extra
Beobank
Net annual cost
-106 €
fees − cashback
Savings vs worst
718 €
per year
01
Beobank Visa Extra
Visa · 20 €/year+ 162 € cashback+ 36 € fees
-106 €
02
Europabank Visa
Visa · 0 €/year
0 €
03
Revolut Standard
Visa · 0 €/year
0 €
04
N26 Standard
Mastercard · 0 €/year
0 €
05
Beobank Visa Gold
Visa · 5 €/year
5 €
06
Wise (multi-currency card)
Visa · 0 €/year+ 8 € fees
8 €
07
Keytrade Bank Visa Classic
Visa · 0 €/year+ 34 € fees
34 €
08
Keytrade Bank Visa Platinum
Visa · 0 €/year+ 34 € fees
34 €
09
KBC Mastercard
Mastercard · 25 €/year+ 36 € fees
61 €
10
Belfius Mastercard Classic
Mastercard · 26 €/year+ 36 € fees
62 €
11
BNP Paribas Fortis Mastercard Classic
Mastercard · 27 €/year+ 36 € fees
63 €
12
ING Visa Classic
Visa · 29 €/year+ 36 € fees
65 €
13
Revolut Premium
Visa · 96 €/year+ 16 € cashback
80 €
14
N26 You
Mastercard · 119 €/year+ 16 € cashback
103 €
15
Bunq Easy Money
Mastercard · 108 €/year
108 €
16
Argenta Mastercard
Mastercard · 288 €/year+ 36 € fees
324 €
17
Hello bank! Visa Classic
Visa · 324 €/year
324 €
18
BNP Paribas Fortis Mastercard Gold
Mastercard · 612 €/year
612 €

* Indicative 12-month calculation. Does not include insurance, concierge or lounge perks.

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