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The catalogue

5 Belgian cards,
rigorously reviewed.

By the numbers

Four numbers tell the whole story.

01 · Savings
+ 0

Average annual savings vs the worst card in the catalogue.

02 · Foreign fees
0 %

Charged by the best neobank cards on payments outside the eurozone.

03 · Criteria
0

Objective criteria scored on every card, retested every month.

04 · Cards
0

Belgian cards in the catalogue, traditional banks and neobanks combined.

Vocabulary

Four words to
master the small print.

01

Annual fee

The card price

Annual cost charged by the bank, regardless of usage. From €0 (neobanks, Argenta) to €144/year for premium cards.

02

Cashback

Percentage refunded

Share of purchases the bank refunds. Rare in Belgium: 0.1% to 1%. Beobank Visa Extra is the reference.

03

Foreign fees

Outside the eurozone

Surcharge on payments outside the euro zone. 1.5% at traditional banks, 0% at Revolut and N26 under monthly caps.

04

Monthly limit

Spending cap

Maximum monthly spend with the card. From €1,250 to €25,000 depending on income profile and chosen card.

Our methodology

No partners.
No paid rankings.

Every card is scored on 47 objective criteria. We retest fees every month. If a bank changes its terms, we log it in the card profile with a date.

01
Independent

No card has paid to be listed here. No hidden affiliate commissions.

02
Up to date

Fees and limits are verified every month. The last update date is shown on each card profile.

03
Transparent

Our full methodology is published. Every score is traceable.

04
Belgian

Edited in Brussels with Belgian-specific conditions (NBB, tax, applicable law).

The newsroom

Sophie Laurent
Experte en finances personnelles

Spécialiste des produits bancaires belges depuis 8 ans. Ancienne conseillère bancaire, aujourd'hui rédactrice indépendante.

« A credit card is a contract — read the small print, not the marketing. »

About the author →

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