Independent comparator for Belgian credit cards — traditional banks and neobanks side by side.
Cartes de crédit ING, BNP Paribas Fortis, KBC, Belfius, Argenta et Beobank.
Cartes de crédit Revolut, Bunq, N26, Wise et autres fintechs actives en Belgique.
Comprendre les frais, le cashback, la protection des achats et choisir sa carte.
Pick three cards and read all the criteria in one row. Winner highlighted.
Open the comparator CostNet cost per card based on your real habits: fees + foreign-currency surcharges − cashback.
Run the simulator QuizA short quiz to filter the catalogue. No email, no sign-up.
Take the quizAverage annual savings vs the worst card in the catalogue.
Charged by the best neobank cards on payments outside the eurozone.
Objective criteria scored on every card, retested every month.
Belgian cards in the catalogue, traditional banks and neobanks combined.
The card price
Annual cost charged by the bank, regardless of usage. From €0 (neobanks, Argenta) to €144/year for premium cards.
Percentage refunded
Share of purchases the bank refunds. Rare in Belgium: 0.1% to 1%. Beobank Visa Extra is the reference.
Outside the eurozone
Surcharge on payments outside the euro zone. 1.5% at traditional banks, 0% at Revolut and N26 under monthly caps.
Spending cap
Maximum monthly spend with the card. From €1,250 to €25,000 depending on income profile and chosen card.
Every card is scored on 47 objective criteria. We retest fees every month. If a bank changes its terms, we log it in the card profile with a date.
No card has paid to be listed here. No hidden affiliate commissions.
Fees and limits are verified every month. The last update date is shown on each card profile.
Our full methodology is published. Every score is traceable.
Edited in Brussels with Belgian-specific conditions (NBB, tax, applicable law).
