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The blog

The team unpacksBelgian cards.

Practical guides, comparisons and lessons from the field — updated monthly.

Guides & Advice73

Credit Card vs Debit Card in Belgium: Full Comparison

Credit vs debit card in Belgium: fees, Bancontact, chargeback rights and when you truly need a credit card.

26 avril 20268 min read
Pro & Business74

Credit Card for Self-Employed in Belgium: Guide

Which credit card for freelancers in Belgium? ING, KBC, BNP, Belfius + neobanks compared, with tax deductions.

25 avril 20268 min read
Guides & Advice75

How to Get a Credit Card in Belgium: Requirements and Steps

Requirements for getting a credit card in Belgium — income, documents, BNB blacklisting, processing times by bank, and alternatives without income proof.

24 avril 20268 min read
Guides & Advice76

Credit card limits in Belgium: spending caps by bank

From EUR 1,250 to EUR 10,000/month depending on the bank. Comparison of ING, KBC, Belfius, BNP limits and how to adjust yours.

19 avril 20267 min read
Guides & Advice77

Credit card insurance in Belgium: what your card actually covers

Comparison of insurance included with Belgian credit cards. Trip cancellation, purchase protection, limits and exclusions bank by bank.

14 avril 20267 min read
Guides & Advice78

Cashback credit cards in Belgium: the data-driven comparison

Which credit cards offer cashback in Belgium? Beobank, Keytrade, Revolut — net calculations, caps and traps to avoid.

9 avril 20268 min read
Guides & Advice79

Visa or Mastercard in Belgium: which card should you pick?

Visa or Mastercard in Belgium? Acceptance, fees, insurance and network by bank — data-driven comparison to make the right choice.

8 avril 20267 min read
Traditional banks80

Beobank cashback: how much do you actually earn?

Beobank Visa Extra offers 1% cashback capped at 100 EUR/year. Calculations, included insurances and Revolut comparison — full breakdown.

7 avril 20266 min read
Traditional banks81

Cheapest credit cards in Belgium: which ones are worth it?

Which credit cards cost the least in Belgium? Argenta, Revolut, N26 and 6 other options compared.

7 avril 20267 min read