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The blog

The team unpacksBelgian cards.

Practical guides, comparisons and lessons from the field — updated monthly.

Guides & Advice01

Credit withdrawal period: 14 days or one month?

A credit can be cancelled without reason within 14 calendar days, a month in some contracts. Start date, form, real cost and the credit card case.

18 octobre 20267 min read
Guides & Advice02

Can you pay rent by credit card in Belgium?

In Brussels, rent must be paid by transfer or deposit since 1 November 2024. Why a credit card has no place in it, and what a workaround would cost you.

17 octobre 20265 min read
Guides & Advice03

Stopping a Recurring Payment on a Credit Card

Direct debit or card stored with the merchant: where to cut the subscription, until when, and what Book VII says about withdrawing your consent.

9 octobre 20267 min read
Guides & Advice04

Blocked 3D Secure Payment: Why Your Card Is Declined

Online purchase declined with money in the account: 3D Secure confirmation, internet option, limit, bank security block. What to check, and in which order.

6 octobre 20267 min read
Guides & Advice05

Forgotten card PIN, blocked card: 12 cases in Belgium

Forgotten PIN, three wrong codes, limit exceeded, late payment, death, bank failure: twelve Belgian credit card situations and the right counter for each.

30 septembre 20268 min read
Guides & Advice06

Credit card timeframes in Belgium: 5 days to 10 years

Delivery, debit, disputes, credit register: the real timeframes of a Belgian credit card, taken from the official pages of issuers and authorities.

19 septembre 20268 min read
Guides & Advice07

Belgian credit card abroad: where it works

Euro area, outside it, regional settings: the destinations where a Belgian credit card works or fails, documented from official sources.

2 septembre 20269 min read
Guides & Advice08

Credit card requirements in Belgium: who actually qualifies

Minimum income, permanent contract, age, residency, credit register: Belgian law imposes only part of the list, the issuer adds the rest. Sorted item by item.

28 août 20268 min read
Guides & Advice09

Paying by credit card in Belgium: where it works

Taxes, rent, traffic fines, supermarkets, trains, notaries: where a credit card is accepted in Belgium and where it is not, checked source by source.

23 août 20269 min read