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The blog

The team unpacksBelgian cards.

Practical guides, comparisons and lessons from the field — updated monthly.

Traditional banks01

Where to Use Amex in Belgium, and Where It Is Still Refused

Amex Belgium says 'everywhere', cites Delhaize and dates its figures to 2021. Refusals at the till: Belgian law, merchant contract, franchises, Apple Pay.

2 octobre 20269 min read
Guides & Advice02

Credit card glossary for Belgium

Credit card glossary for Belgium: the index of all 50 terms, ten definitions with figures and who writes each word, from the law to the contract.

29 septembre 202611 min read
Guides & Advice03

Paying without a credit card in Belgium: the alternatives

Visa Debit, foreign currency account, prepaid card, Wero, pay in three: the alternatives to a credit card in Belgium, use by use, and where each one fails.

28 septembre 202611 min read
Guides & Advice04

Credit card timeframes in Belgium: 5 days to 10 years

Delivery, debit, disputes, credit register: the real timeframes of a Belgian credit card, taken from the official pages of issuers and authorities.

19 septembre 20268 min read
Guides & Advice05

Belgian credit cards by age and life stage

Purchase protection, shared ceilings, professional exclusions: the same Belgian credit card is not worth the same thing at 20, 40 or 75.

18 septembre 202610 min read
Guides & Advice06

How much does a credit card cost in Belgium?

Annual fee, exchange margin, cash withdrawals, interest: the real yearly bill of a Belgian card, worked out line by line from the Belfius, KBC and BNP Paribas Fortis price lists.

29 août 202611 min read
Guides & Advice07

How credit cards work in Belgium

Deferred debit, spread repayment, prepaid: how a credit card works in Belgium, which contract you actually signed, and what the card really costs you.

24 août 202611 min read