The team unpacksBelgian cards.
Practical guides, comparisons and lessons from the field — updated monthly.
57 articles · page 1 of 7
APR, zeroing, DCC: the 10 words of Belgian card fees
APR, borrowing rate, grace period, zeroing period, DCC, interchange: the 10 fee terms on a Belgian credit card, defined and priced from official tariffs.
How credit cards work in Belgium
Deferred debit, spread repayment, prepaid: how a credit card works in Belgium, which contract you actually signed, and what the card really costs you.
Paying by credit card in Belgium: where it works
Taxes, rent, traffic fines, supermarkets, trains, notaries: where a credit card is accepted in Belgium and where it is not, checked source by source.
Credit facility, deferred debit: the Belgian card glossary
Credit facility, deferred debit, pre-authorisation, co-badging, BIN: the 10 words on a Belgian credit card contract, defined and sourced.
Company card, personal spending: what it really costs
Paying a personal expense with the company card builds a debit director's current account, taxed at 5.57% for 2025 income. The maths and the fixes.
Business account for tradespeople in Belgium: bank or neobank?
A tradesperson financing a van can't rely on a neobank alone: Qonto, Revolut Business and N26 hit three Belgian walls. The full comparison.
Credit card spending limit in Belgium: how to raise it
Credit card limits in Belgium: Belfius from 1,900 to 5,000 EUR, BNP Gold up to 5,000 EUR. Temporary or permanent increase before a large purchase.
Deferred-debit credit cards in Belgium: the real gain
Deferred debit in Belgium: KBC charges on the 1st, Belfius on the 4th or 16th, ING closes on the 27th. Bank-by-bank dates and the real cash-flow gain.
Business account for a restaurant in Belgium: neobank or bank?
A restaurateur handling cash can't rely on a neobank alone: Qonto and Revolut Business refuse cash deposits in Belgium. The comparison, with numbers.