The team unpacksBelgian cards.
Practical guides, comparisons and lessons from the field — updated monthly.
61 articles · page 1 of 7
Can you pay rent by credit card in Belgium?
In Brussels, rent must be paid by transfer or deposit since 1 November 2024. Why a credit card has no place in it, and what a workaround would cost you.
Credit card zero-balance deadline in Belgium: how it works
Zero-balance deadline on a Belgian credit card: two legal regimes, where to read your date, how it is computed, and why the monthly minimum falls short.
Paying without a credit card in Belgium: the alternatives
Visa Debit, foreign currency account, prepaid card, Wero, pay in three: the alternatives to a credit card in Belgium, use by use, and where each one fails.
How much does a credit card cost in Belgium?
Annual fee, exchange margin, cash withdrawals, interest: the real yearly bill of a Belgian card, worked out line by line from the Belfius, KBC and BNP Paribas Fortis price lists.
APR, zeroing, DCC: the 10 words of Belgian card fees
APR, borrowing rate, grace period, zeroing period, DCC, interchange: the 10 fee terms on a Belgian credit card, defined and priced from official tariffs.
How credit cards work in Belgium
Deferred debit, spread repayment, prepaid: how a credit card works in Belgium, which contract you actually signed, and what the card really costs you.
Paying by credit card in Belgium: where it works
Taxes, rent, traffic fines, supermarkets, trains, notaries: where a credit card is accepted in Belgium and where it is not, checked source by source.
Credit facility, deferred debit: the Belgian card glossary
Credit facility, deferred debit, pre-authorisation, co-badging, BIN: the 10 words on a Belgian credit card contract, defined and sourced.
Company card, personal spending: what it really costs
Paying a personal expense with the company card builds a debit director's current account, taxed at 5.57% for 2025 income. The maths and the fixes.