12 articles · page 1 of 1
Usury rate in Belgium: the cap on a credit card
The Belgian cap is called maximum APR: 16.50%, 14.50% or 13.50% for a card depending on the limit. December 2025 grid, re-read on 4 November 2026.
Ombudsfin complaint: the procedure step by step
Complaining about your bank in Belgium: write to it first, then free mediation by Ombudsfin within a year. Deadlines, model letter, limits of the opinion.
Credit withdrawal period: 14 days or one month?
A credit can be cancelled without reason within 14 calendar days, a month in some contracts. Start date, form, real cost and the credit card case.
Can you pay rent by credit card in Belgium?
In Brussels, rent must be paid by transfer or deposit since 1 November 2024. Why a credit card has no place in it, and what a workaround would cost you.
Credit card zero-balance deadline in Belgium: how it works
Zero-balance deadline on a Belgian credit card: two legal regimes, where to read your date, how it is computed, and why the monthly minimum falls short.
Your rights as a credit card holder in Belgium
Loss, fraud, recurring payments, refusals, fees and complaints: the map of a Belgian cardholder's rights, with the remedy that matches each situation.
Stopping a Recurring Payment on a Credit Card
Direct debit or card stored with the merchant: where to cut the subscription, until when, and what Book VII says about withdrawing your consent.
Forgotten card PIN, blocked card: 12 cases in Belgium
Forgotten PIN, three wrong codes, limit exceeded, late payment, death, bank failure: twelve Belgian credit card situations and the right counter for each.
Credit card timeframes in Belgium: 5 days to 10 years
Delivery, debit, disputes, credit register: the real timeframes of a Belgian credit card, taken from the official pages of issuers and authorities.
Credit register, Ombudsfin, SECCI: the 10 words of Belgian law
Central Credit Register, SECCI, Ombudsfin, debt mediation: the 10 legal words behind a Belgian credit card, defined and backed by figures.
Credit card security in Belgium
The 50 euro deductible, the cases that bring it to zero, Fraudstop since June 2026 and what to do when the bank refuses: Belgian legal protection and its blind spot.
Credit card requirements in Belgium: who actually qualifies
Minimum income, permanent contract, age, residency, credit register: Belgian law imposes only part of the list, the issuer adds the rest. Sorted item by item.