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Guides & Conseils

Guides & Conseils

Comprendre les frais, le cashback, la protection des achats et choisir sa carte.

Guides & Conseils01

Card payment authorisation: a yes with no guarantee

A card authorisation checks three points only. J+2 settlement, refunds within 180 days, fund holds: what one Belgian acquiring contract actually says.

26 octobre 20267 min
Guides & Conseils02

Credit card glossary for Belgium

Credit card glossary for Belgium: the index of all 50 terms, ten definitions with figures and who writes each word, from the law to the contract.

29 septembre 202611 min
Guides & Conseils03

Paying without a credit card in Belgium: the alternatives

Visa Debit, foreign currency account, prepaid card, Wero, pay in three: the alternatives to a credit card in Belgium, use by use, and where each one fails.

28 septembre 202611 min
Guides & Conseils04

Credit card timeframes in Belgium: 5 days to 10 years

Delivery, debit, disputes, credit register: the real timeframes of a Belgian credit card, taken from the official pages of issuers and authorities.

19 septembre 20268 min
Guides & Conseils05

Belgian credit cards by age and life stage

Purchase protection, shared ceilings, professional exclusions: the same Belgian credit card is not worth the same thing at 20, 40 or 75.

18 septembre 202610 min
Guides & Conseils06

How much does a credit card cost in Belgium?

Annual fee, exchange margin, cash withdrawals, interest: the real yearly bill of a Belgian card, worked out line by line from the Belfius, KBC and BNP Paribas Fortis price lists.

29 août 202611 min
Guides & Conseils07

How credit cards work in Belgium

Deferred debit, spread repayment, prepaid: how a credit card works in Belgium, which contract you actually signed, and what the card really costs you.

24 août 202611 min