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Guides & Conseils

Guides & Conseils

Comprendre les frais, le cashback, la protection des achats et choisir sa carte.

Guides & Conseils01

Usury rate in Belgium: the cap on a credit card

The Belgian cap is called maximum APR: 16.50%, 14.50% or 13.50% for a card depending on the limit. December 2025 grid, re-read on 4 November 2026.

4 novembre 20266 min
Guides & Conseils02

Paying in the US with a Belgian credit card

Yes, once the card is unblocked before departure. ZIP code at the pump, hotel and car rental holds, exchange fees: the pitfalls, with dated sources.

25 octobre 20265 min
Guides & Conseils03

Can you pay rent by credit card in Belgium?

In Brussels, rent must be paid by transfer or deposit since 1 November 2024. Why a credit card has no place in it, and what a workaround would cost you.

17 octobre 20265 min
Guides & Conseils04

Credit card zero-balance deadline in Belgium: how it works

Zero-balance deadline on a Belgian credit card: two legal regimes, where to read your date, how it is computed, and why the monthly minimum falls short.

14 octobre 20268 min
Guides & Conseils05

Paying without a credit card in Belgium: the alternatives

Visa Debit, foreign currency account, prepaid card, Wero, pay in three: the alternatives to a credit card in Belgium, use by use, and where each one fails.

28 septembre 202611 min
Guides & Conseils06

How much does a credit card cost in Belgium?

Annual fee, exchange margin, cash withdrawals, interest: the real yearly bill of a Belgian card, worked out line by line from the Belfius, KBC and BNP Paribas Fortis price lists.

29 août 202611 min
Guides & Conseils07

APR, zeroing, DCC: the 10 words of Belgian card fees

APR, borrowing rate, grace period, zeroing period, DCC, interchange: the 10 fee terms on a Belgian credit card, defined and priced from official tariffs.

27 août 20267 min
Guides & Conseils08

How credit cards work in Belgium

Deferred debit, spread repayment, prepaid: how a credit card works in Belgium, which contract you actually signed, and what the card really costs you.

24 août 202611 min
Guides & Conseils09

Paying by credit card in Belgium: where it works

Taxes, rent, traffic fines, supermarkets, trains, notaries: where a credit card is accepted in Belgium and where it is not, checked source by source.

23 août 20269 min
Guides & Conseils10

Credit facility, deferred debit: the Belgian card glossary

Credit facility, deferred debit, pre-authorisation, co-badging, BIN: the 10 words on a Belgian credit card contract, defined and sourced.

18 août 20268 min
Guides & Conseils11

Credit card with airport lounge access in Belgium 2026

Which credit card gives airport lounge access in Belgium? Amex Platinum, Revolut Ultra and Keytrade Visa Platinum compared, with 2026 conditions and costs.

22 juin 20267 min
Guides & Conseils12

Credit card for a young professional in Belgium: 2026 guide

Which first credit card for a young professional in Belgium? KBC Visa Vision, ING youth card, Keytrade and Beobank Young compared, free terms and conditions.

20 juin 20267 min